What Are In-House Financing Car Dealers?

Car Finance Application with Car Keys

When you purchase a new car, you can either apply for an auto loan from a financial institution like your bank or directly through your Huntington-area dealership’s finance center. What’s the difference? In-house financing car dealers consider loan applications on a case-by-case basis. For that reason, applying in-house often makes it easier to get approved for a loan — especially if you’re concerned that past credit damage could hurt your chances of approval or good interest rates. Getting curious about “in-house financing car dealers near me?” Read on below to learn more about in-house financing car dealers near Parkersburg!

What Are the Benefits of In-House Financing Car Lots?

Most car-buyers choose to take out a loan to pay for a new vehicle. The financing process involves several steps: applying for a loan, agreeing on the terms, and then paying for the car (plus interest) in monthly installments. At the end of the loan term, you own the vehicle!

From start to finish, in-house financing car lots simplify the car-buying process. Working out terms is easier because your dealership wants you to be satisfied with your purchase — so they’ll work harder than other lenders to customize a payment plan that works for your budget. Other benefits of in-house financing cars include:

  • Easier pre-approval
  • Extended warranties
  • Flexible interest rates
  • Special financing offers
  • Credit-building opportunity

Whether you’ll be going through a bank around Rumson or exploring your in-house car dealer financing options, it’s important to explore each possibility in depth. If you’re dead-set on finding in-house financing car lots, you should know that some dealerships simply don’t have in-house financing capabilities. So, it always pays to double-check before you apply.

Do In-House Financing Car Dealers Offer Bad-Credit Auto Loans?

If past financial difficulties have damaged your credit, in-house financing car lots may be more lenient. Plus, in-house financing for cars is a great way to build or rebuild credit. Simply making your auto loan payments on time for the duration of your loan term will give your score a major boost! Just be sure to accurately calculate how much you can afford to pay each month before signing on.

Explore In-House Financing for Cars, Trucks, SUVs and More in Charleston 

If you’re hoping to find “in-house financing car dealers near me” for a sharp new Land Rover Velar, we have great news. Land Rover Charleston is proud to serve the Wheeling area with in-house financing for cars, SUVs, trucks, and more. Browse our expansive 2020 inventory online, and reach out to our team for details today!

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5 Dudley Farms Lane • Charleston, WV 25309

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Land Rover Charleston

5 Dudley Farms Lane Charleston, WV

Phone: (304) 746-0500



Phone: (866) 635-1319

5 Dudley Farms Lane Charleston, WV


Phone: (855) 288-5396

5 Dudley Farms Lane Charleston, WV
38.3260408 -81.7135297
Land Rover Charleston 38.3260408, -81.7135297.