What Does Comprehensive Insurance Cover?

Young Couple at Dealership Shaking Associate's Hand

What does comprehensive auto insurance cover? If you’re getting ready to purchase your next new car, it’s something you’ll want to know. Comprehensive auto coverage protects against damage to your car that has not resulted from a collision. If your vehicle is lost, stolen, vandalized, or hit by a falling object, drivers who make a comprehensive claim can have their insurance company pick up the tab. In most cases, comprehensive auto insurance will also cover a cracked or broken windshield, along with other forms of glass damage. Learn more below, and contact Land Rover Charleston if you have any questions in Huntington.

Understanding Comprehensive Car Insurance

How does comprehensive vs. collision coverage compare? What is GAP insurance? Compare insurance options for full coverage that car insurance companies are offering:

  • Comprehensive Car Insurance — When you own your own car, it’s hard to predict what will happen when you’re out on the roads, and a collision isn’t the only means by which your vehicle could be damaged. Comprehensive coverage protects against problems that aren’t related to crashes and collisions, like theft and vandalism.
  • Collision Insurance — Collision insurance protects your own vehicle against damages accrued during any single car or multi-car collision. If your vehicle is damaged or totaled, your vehicle’s collision insurance will cover the cost of replacing necessary parts or acquiring a new vehicle.
  • Liability Insurance — If you cause an accident near Parkersburg, you’ll be held responsible for damages caused to others. Liability insurance pays to repair or replace the vehicles of other drivers if you are at fault in the event of a collision. It also covers the medical bills of those injured in the crash.
  • GAP Insurance — Your vehicle starts to depreciate as soon as you drive it off the lot, but the remaining balance on your loan will not fall at the same rate! Collisions within the first few months of ownership can leave you underwater, but you’ll be protected if you opt for GAP insurance.

Some types of insurance might be required in certain states while others are recommended. Contact Land Rover Charleston or check WV laws to get a better sense of the coverage you’ll be required to purchase.

Rely on Land Rover Charleston for Your Finance Needs

If you have more to learn, contact the finance department at Land Rover Charleston near Wheeling, or continue your research by comparing the benefits of leasing vs. financing! If you don’t have much time to research, our team is happy to walk you through the entire purchasing process.


Explore Our Models

  • 2021 Land Rover Range Rover Evoque Interior

    The 2021 Land Rover Range Rover Evoque provides car drivers with advanced features and unique stylings. These are features like perforated leather seats, ambient interior lighting, and several premium audio system options. Explore the new Range Rover Evoque interior at Land Rover Charleston, then give us a call to explore the Range Rover Evoque capacity in person…

  • 2021 Land Rover Range Rover Towing Capacity

    Can a new Range Rover tow a boat? Many of our Huntington-area customers are surprised when they learn about the powerful Range Rover towing capabilities. This top-rated luxury SUV has six available high-performance engines, with each engine offering an impressive towing capacity. The Land Rover experts at Land Rover Charleston have your guide to the 2021 Range Rover…

  • 2021 Land Rover Range Rover Interior

    The 2021 Range Rover is the pinnacle of luxury. When you want a performance-included SUV that offers a plethora of interior features, this is the SUV for you! Explore the different Range Rover interior features in this handy guide from Land Rover Charleston. Then, take a look at our inventory to find the new Range Rover for…

Saved Vehicles

SAVED VEHICLES

You don't have any saved vehicles!

Look for this link on your favorites:

Save

Once you've saved some vehicles, you can view them here at any time.

Contact Us

(304) 746-0500

Call Now

5 Dudley Farms Lane • Charleston, WV 25309

Get Directions

Today's Hours:

Open Today! Sales: 9am-7pm

Open Today! Service: 7:30am-5:30pm

Land Rover Charleston 38.3260408, -81.7135297.